Never miss a deadline
or leave money on the table
ChurnLogic tells you exactly what to do and when. Track your 5/24 status, see dollar estimates on every card, get warned before annual fees hit, and follow a personalized application plan with issuer-aware timing.
Available on Android and iOS.
Action feed, not a dashboard
Your home screen shows what needs attention now: MSR deadlines, annual fee decisions, velocity cooldowns, and 5/24 slot openings.
Real numbers, not abstract points
Every recommendation shows estimated dollar value and net first-year return after the annual fee. Compare cards in terms that matter.
Issuer-aware application plan
Per-issuer velocity timers, 5/24 drop dates, and cooldown countdowns. Know exactly when to apply without counting months manually.
Built for people who take credit card rewards seriously
67-card catalog with strategy notes. Credit report import. Annual fee downgrade guidance. Push notifications with specific deadlines and dollar amounts.