Smarter credit card planning
without spreadsheets or guesswork

ChurnLogic is a consumer app that helps users decide when to apply for credit cards, track welcome bonuses, and avoid unnecessary denials by planning applications intentionally.

Join the beta waitlist
Early access. No spam. No selling user data.

Personalized Strategy

Verified 0/24 status
Chase Sapphire Preferred
High approval confidence
Based on your current profile and recent applications.
Welcome bonus60,000 points (est. value ~$750)
Application timingEligible now

Next six months

Amex Gold Card
Wait 90 days
Capital One Venture X
Step 3 in your plan

How it works

ChurnLogic focuses on intent and timing, not hype or shortcuts.

1. Add your cards

Users enter existing cards and open dates to establish eligibility constraints.

2. Set goals

Travel, cashback, or simplicity — recommendations adapt to user intent.

3. Follow a plan

ChurnLogic generates a clear application path with guardrails.

For affiliate and issuer partners

ChurnLogic drives high-intent, compliant traffic from users actively planning credit card applications.

  • No couponing or incentives
  • No manufactured spending advice
  • Clear affiliate disclosures
  • Recommendations based on eligibility and user goals

About

ChurnLogic is an independently built consumer app focused on helping users navigate credit card applications responsibly. The product is currently in private beta.

Contact: ethan@churnlogic.app